Faq

To find the right car insurance in India, you should first compare car insurance companies online based on their coverage, benefits, and policy pricing. You can also use a car insurance premium calculator to estimate premiums from different insurers and select the plan that offers maximum benefits at the lowest rates.

The third-party premium for car insurance is fixed by IRDAI (Insurance Regulatory & Development Authority of India) every fiscal year, and it depends on the engine cubic capacity (CC) of the car. Third-party insurance only covers damages or injuries caused to others (third parties) but does not cover damages to your own vehicle.

Yes. You can change your car insurance company if you are unsatisfied with your current insurer at the time of your policy renewal. You can compare different car insurance companies based on the offered coverage, benefits as well as claim settlement ratio.

Your car insurance company will compensate you for an amount equivalent to the IDV of your car only in case of total loss claims or if the repair costs exceed your car's IDV.

No claim bonus is tied to the policyholder and not the vehicle. So, if you change your insurer or buy a new vehicle, your NCB will be transferred to your new car insurance policy.

Partial claim settlement is when car insurance companies pay a part of the claim amount to policyholders. It can happen for several reasons, including negligent driving, vehicle depreciation, lack of accident proof, etc.

No. Your No Claim Bonus will be retained for up to 90 days after your policy expires. You will only lose your NCB benefits if you don't renew your car insurance policy within that 90-day period.